We offer loans for restaurants to support setup, expansion, renovation, working capital, or managing seasonal cash flow, with or without a credit check. Our loans offer customized financing solutions designed to support restaurants, cafés, food courts, and QSR chains at every stage of growth.
What Is a Restaurant Loan?
A restaurant loan is a financing facility that helps food business owners meet operational and expansion needs. Whether you are launching a new restaurant or scaling an existing one, we provide access to funding even when traditional banks decline applications.
Uses of a Restaurant Loan
You can use the funds for:
- New Restaurant setup
- Renovation in existing restaurant
- Take over of existing running loans
- Kitchen equipment and machinery purchase
- Working capital and inventory management
- Expansion to new locations
- Marketing and branding
- Debt consolidation
Who Can Apply for a this Loan?
Our restaurant financing solutions are ideal for:
- Standalone restaurants and cafés
- Fine-dining and casual dining outlets
- Franchise restaurants
- Multi-location restaurant chains
- Food Courts
Key Features of Restaurant Loans
- Available all across India
- Loans starting from 50 lakhs to any highest amount required
- Monthly loan repayments
- Quick approval and disbursal
- Minimal documentation
- Competitive interest rates
- Customized repayment options
- Funding for restaurant NPA accounts
Eligibility Criteria
- Restaurant owner/business entity
- Minimum two years of business vintage
- Valid business registrations
- Stable cash flow or viable business plan
- Property collateral required
Documents Required
- Business profile
- Last three years ITR & Balance sheet
- KYC documents
- Business registration & licenses (FSSAI, GST, etc.)
- Bank statements
- Property documents & Valuation report
