Loan for NPA Accounts

Finance for NPA Accounts/Finance for Big ticket NPA Accounts & Finance for SM1 & SM2. Clients in all major cities; serving clients under DRT & NCLT. Serving PAN India.

We provide a full range of loan for NPA accounts, from pre-NPA situations like SMA1& 2 to NPA status or to close NPA accounts settled under OTS (One-Time Settlement). We also provide working capital after the closure of NPA accounts. Our services are available in all major cities in India, and our loan products strictly follow the RBI(Reserve Bank of India) guidelines.
Our services are designed to help clients overcome stressful situations, convert their NPA accounts into normal accounts, and enjoy standard banking products to excel in business.

We directly take over the NPA account from your previous bank and offer a repayment in the form of EMI for a tenor of 4-5 years. This NPA laon take over offers multiple benefits:

  • Convert the NPA account status to a sub-standard account
  • Improves credit score
  • Helps you get funds from standard banks in the future
  • Offers some supportive funds towards the working capital requirement
  • Cleans the company balance sheet from bad loans
  • Builds a new repayment track that encourages other lenders to offer loans

Thus, loan for NPA accounts helps companies & individuals recover their NPA accounts & legalities associated with them. Also, makes the companies financially strong by infusing additional working capital & improving their credit score.

About Fund Source

Fund Source is India’s No.1 NPA Finance & OTS Finance company with Proven Track Record. We are exclusively working for Private Finance for NPA Accounts (NON-PERFORMING ASSET)NPA Funding, NPA account Funding, NPA Loan Takeover, OTS Finance, OTS Funding, OTS Finance Company, NPA Account Takeover, NPA Retrieval, NPA account Restructuring & MSME Loan For NPA Accounts.

NPA Source, Loan for One Time Settlement, Stress Account/Loan against Property with bad CIBIL score, Builder Finance, Private Equity, Big Corporate Funding, ECB & Real Estate Finance, Real Estate Project Finance, Loan for Real Estate & Loan for Builders.

Loan Disburse in last financial year April 2024 – March 2025 (Rs. 65cr.)

Serving PAN India

Clients in all major cities

Loan starting from Rs.2 cr to any amount

Consider cases under DRT & NCLT

Our Promter

Mr.Vineet Kumar Dev has fifteen years of vast experience in the field of stress finance & NPA financing. He has done his Master of Business & Administration (finance) from University of Warwick (UK).

He started his career as sales and marketing manager with ICICI bank & later started DSA of Standard Chartered & ICICI bank and ranked no.1 in LAP product. After recession of 2009-2010, he restarted as NPA solution professional and cracked first deal of NPA Loan (2011) worth of Rs.38 cr of a cable manufacturing company based in Gujarat.

Now, he is well versed with company credit policies & having clientele in all major cities of India. He has done 100+ transactions under OTS Finance & NPA revival/NPA finance.  

His team consists of experienced financial professionals, Ex­banker who has got wide financial services experience of over Ten years or more. He has excellent relations with our lenders, Private Equity, Builder Finance, Takeover of NPA Accounts RBI, NBFC financing NPA Accounts, Finance for NPA Accounts and other NBFC.

Fund Source India has been honored as the "Company of the Year" by Global Leaders.   

Our Services

NPA Funding

We offer NPA funding to close existing NPA loan liabilities and restructure them with easy EMI plans. Get private finance for NPA accounts across PAN India with quick approval.

OTS Finance

We provide exclusive funding for OTS (One Time Settlement), directly paying your bank to close NPA liabilities. Our OTS loans are available across PAN India with quick processing.

Builder Finance

Finance available to Developers / Builders who have marketable projects / in area of demand. Fund Source India have expertise in raising funds for Real Estate Projects.

Private Loan Against Property

Fund Source India offers private loans against property for those unable to secure bank or NBFC loans. Get up to 50% of property value with quick approval and fast disbursement.

NPA Funding for NPA Accounts

NPA funding is a loan facility issued to NPA borrowers to close their NPA loan accounts. Through this loan, the previous NPA loan liability will be taken over directly, and all the securities will be transferred to the new lender. It’s a great tool to close NPA accounts and re-track your business. It helps businesses to restructure their financial profile, winding up legal issues, and better manage cash flows.

The following are the key features of NPA Finance:

  • Direct takeover of NPA loan account
  • Loans starting from one crore to the highest amount required
  • Short turnaround time
  • Option of a moratorium period
  • Can be utilized to close NPA accounts under the One-Time Settlement (OTS)
  • Clients/cases running under DRT & NCLT are also eligible
  • Available in all major cities of India
  • Can be utilized for partial to full payment

Documents Required for NPA Account Funding:

  • Last three years’ business ITR & balance sheet
  • Last year’s bank statement for the business account
  • Bank Sanction Letter
  • Company KYC
  • Individual KYC
  • GST Registration

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Options for the NPA Account Borrowers

a) Restructure of NPA Account

The Borrower can approach their bank to restructure their NPA loan account. This will regain all previous facilities and accounts, and after one year of operation, the account will be completely converted into a standard account. Then the client can apply for an additional loan or move to another bank for enhancement. This restructuring decision completely depends upon banking policies & banks hold the complete right to restructure.

b) Transfer of NPA Account

Borrower can transfer their NPA account to a financial institution authorized by the RBI (Reserve Bank of India) for such transactions. These financial institutions repay directly into the NPA Loan account of your previous bank or NBFC. After one year of successful & timely repayment with this new financial institute, your account becomes standard.

c) Paying the Loan through the Help of Relatives

Borrowers can do this by taking financial favors from their close relationships. It might be possible that any of your financially sound relatives can help with a short-term arrangement of funds that can be utilized to close the NPA account.

d) NPA Funding Companies in India

The NPA funding companies in India, like Fund Source, provide financial support to NPA account borrowers and help them close their NPA loans. They have dedicated staff who can understand the complexity of the NPA transaction, such as cases running under DRT or NCLT courts. The new lender pays directly to the previous bank & all collateral securities are transferred to them. Fund Source India helps its clients close their NPA loans successfully, emerge from stressful situations, and convert their NPA accounts to normal accounts. We have helped hundreds of clients to date by providing finance to close their stress accounts.

e) Introduce a New Partner in the Company

Borrowers can raise funds by introducing new partners in the company. The new partner will take some shares in the company & will infuse some funds into the company, which can be used for repaying Non-Performing Asset Loan accounts.

f ) Private Finance for NPA Accounts

Private finance is also available to close NPA accounts directly and come out of legal stressful situations emerged out of NPA issues.

But it could be more expensive than the standard financing & as well as comes with some harder conditions. Also, it is limited to one’s local area, and looking for options other than your local area will not serve your purpose. Searching for this arrangement outside your local area, you will only lose time & effort, and in some cases, your precious money also. Some of the clients have very bad experiences in terms of time & money. On top of the above, this kind of financing is not readily available.

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