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In the finance industry, NPA accounts are a challenge for both lenders and borrowers. Lenders suffer as their money-generating assets stop performing and borrowers suffer due to legal actions against their hard-earned properties, taken by lenders to recover their loans. Resolving the NPA account is crucial for both of the parties. But, specifically, the borrower […]

1) Restructure of NPA Account Restructuring is a kind of rescheduling the repayment terms which gives additional time & new monthly EMI, so the Borrower can approach their bank to restructure their loan while remaining in the same bank. This option gives some additional years for repayment and borrowers can enjoy banking facilities. This is […]

Big projects require a large inflow of money in every phase of the project which can be funded through the Promoter’s Equity, Sales Receivables, Construction Loans, the finance raised through company NCD, and Joint -Ventures between builders or contractors. These funding tools can be infused at different stages of project development and in various proportions […]

Construction loans play a vital role in real estate construction projects as they contribute a large part of the project cost which is necessary for the timely completion of the project and to win the trust of the buyers. Real Estate projects require the continuous flow of money which will be available through the resources […]

When a loan account or borrower slips into the NPA, he faces multiple issues from the banks, like financial restrictions, immediate demand for the total loan outstanding, and a legal process to recover the loan from the borrower. All this makes the borrower unable to run the business properly and puts pressure on him to […]

One-time settlement can be the best way to close one’s NPA account liability at a reduced value of the original outstanding amount by taking a waiver on interest & penalty levied by the bank. An OTS also helps banks to clean their balance sheet by reducing their NPA accounts, so it is largely supported by […]

Getting funds for an NPA Account is very important for borrowers to maintain their business viability & to save their precious property from the sale activities of banks towards the recovery of the loan. When an account slips into NPA then as per policy all conventional banks & NBFCs do not extend any loan facility […]

Getting funds for a Real Estate Project is crucial to maintain the project cashflows for a smooth construction process for timely delivery of the project & to save on cost from inflation. Real Estate projects have huge project costs & require a regular inflow of funds to maintain construction work as sales figures are directly […]

For builders and developers, a project construction loans are crucial for development of their projects and also important for timely delivery of projects and so to maintain the reputation of their company. Project loans are custom-tailored to meet the needs of construction professionals, offer a range of advantages that can significantly enhance the success of […]

Investing in commercial real estate projects can be an attractive deal, but ensuring the necessary financing is a critical step in turning your vision into reality. Whether you’re planning to develop an office building, retail complex, or industrial facility, exploring the various financing options in the market is crucial for project development. In this very […]