Loan for Hotel
Quality! Results!
Get flexible hotel financing with quick approvals and expert support to launch, expand, or renovate your hospitality business with confidence.
We provide loans for hotel construction up to Rs.150 Crores or more in all major cities of India. This loan is available for businesses in the hospitality industry that run hotels, resorts, restaurants, and cafes.
Fund Source India offers a range of financial support to borrowers who are in the hotel business. We cater to multiple products that can fulfill every kind of requirement.
- Hotel Project Finance: We offer loans for developing a new hotel and resort. As per the rule, a loan of 70 to 80% of the total project cost is provided depending on a case-by-case basis. All necessary approvals are required before the application.
- Loan for Hotel Renovation: A loan is offered for the renovation of an existing hotel or resort that can increase revenues.
- Working Capital Loan: A general working capital loan is provided to meet the day-to-day expenses and maintain the cash flows.
- Takeover of existing Hotel Loan: A new loan is provided to take over an existing loan with enhanced funds to meet various requirements of a hotelier.
- Loan for Acquisition of Hotel: A loan is provided to acquire an existing hotel or resort, which is now part of the borrower company. As per policy, 20 to 30% needs to be infused by the borrower, and the balance will be provided as a loan.
Some Key Features
- Loan starts from 1 crore to 150 crores or more
- Hotel/resort property can be taken as collateral
- Finance available in PAN India
- Tenor from 10 to 12 years
- Easy onset of Process
- Digital submission of documents
- Availability of principle moratorium
- Additional collateral is also accepted
- A working capital loan can also be provided with a construction loan
- Loan for Hotel NPA Accounts also
Why Choose Us?
We provide reliable, transparent, and result-driven financial solutions tailored to your needs. With industry expertise, quick processing, and dedicated support, we ensure smooth approvals and structured funding options. Our commitment to trust, clarity, and long-term partnerships helps you achieve financial stability and sustainable business growth with confidence.
- Pioneer in the industry
- Fast Process
- Long Track Record
- Professional Approach
- Doorstep Service
- No Upfront Charges
Eligiblity
- Applicant must be an Indian citizen
- Hotel Property having all valid approvals from local authorities
- Property must be owned in personal or company name
- Either Self-registered properties or properties with at least 99 years lease period
- Applicant must be from a business background in a similar business or others
- At least three years of business stability is required
Frequently Asked Questions
One can get a tenor of up to ten years for repayment. However, it also depends upon the credit score of the borrowers, a good repayment history & credit score provide a longer repayment tenor, while a low scores borrowers are offered shorter tenors.
The last three years' balance sheet, bank statement & KYC of the borrower as well as co-borrowers along with all necessary approvals and property documents are required to process the loan.
Interest rates start from 12%, depending upon the borrower's credit score.
One can use this loan to buy a new hotel through a previous owner or bank auction along with the working capital to meet the running cost of the hotel. As a general rule for buying a hotel property, the borrower needs to infuse 25% of the total transaction cost and the balance can be financed.
One can get a loan of up to 75% of the total project cost. As per the policy, 20 to 30% needs to be infused as the borrower equity while the balance project cost can be raised through the loan.
Yes, the hotel property itself as collateral, so no requirement for another property
Yes, a loan for working capital is also given along with the construction loan. Borrowers need to apply with a project report of construction cost as well as funds required for the working capital.
